Rates

	Minimum Balance to Open	Minimum Balance to Earn Interest	Interest Rate	Annual Percentage Yield (APY)
Interest Checking*
NOW Checking	$25.00	$1,000.00	0.05%	0.05%
Savings Accounts
Savings Account	$25.00	$25.00	0.08%	0.08%

Personal Money Market
		Daily Balance Range
	$25.00	Equal or Greater than $0.01 but less than $2,500.00	0.05%		0.05%
	$25.00	Equal or Greater than $2,500.00	0.10%		0.10%
Personal Tiered Money Market
		Daily Balance Range
Tier 1	$25.00	Equal or Greater than $0.01 but less than $2,500.00	0.05%		0.05%
Tier 2	$25.00	Equal or Greater than $2,500.00 but less than $10,000.00	0.50%		0.50%
Tier 3	$25.00	Equal or Greater than $10,000.00 but less than $25,000.00	0.55%		0.55%
Tier 4	$25.00	Equal or Greater than $25,000.00 but less than $50,000.00	0.60%		0.60%
Tier 5	$25.00	Equal or Greater than $50,000.00 but less than $100,000.00	0.75%		0.75%
Tier 6	$25.00	Equal or Greater than $100,000.00 but less than $250,000.00	1.00%		1.00%
Tier 7	$25.00	Equal or Greater than $250,000.00	2.00%		2.02%

Rates subject to change after account opening
Annual Percentage Yield (APY) is effective as of 08/22/2024.
Interest Rates are Subject to change without notice.
Fees may reduce earnings.
* NOW Accounts are not available for business customers.

	Minimum Balance to Open	Interest Rate	Annual Percentage Yield (APY)
Certificates of Deposit
6 Month CD	$1,000.00	2.48%	2.50%
10 Month CD	$500.00	4.93%	5.00%
12 Month CD	$500.00	3.72%	3.75%
15 Month CD	$500.00	4.44%	4.50%
18 Month CD	$500.00	3.72%	3.75%
24 Month CD	$500.00	3.47%	3.50%
36 Month CD	$500.00	2.98%	3.00%
48 Month CD	$2,500.00	2.98%	3.00%
60 Month CD	$2,500.00	3.23%	3.25%
84 Month CD	$2,500.00	3.47%	3.50%

Annual Percentage Yield (APY) is effective as of 08/22/2024.
Interest Rates are Subject to change without notice.
Penalty for early withdrawal will apply.